Morning Archive Extra Glossary Earnings
April 13, 2026 (Monday)
The Morning Briefing

1US equities closed higher across all three major indexes on Monday. The S&P 500 rose +1.02% to 6,886.24, while the NASDAQ led gains at +1.23% to 23,183.74, recovering from year-to-date losses. A software rebound drove the broader tech complex, with Oracle surging +12.74% — its largest single-day advance since September.

2Geopolitical risk remained elevated. WTIWTI (West Texas Intermediate)The benchmark US crude oil futures contract. crude briefly breached $105, gaining +9.3% on the day. A US blockade of the Strait of HormuzStrait of HormuzA narrow waterway between Iran and Oman through which roughly 20% of global seaborne oil trade passes. and continued Iran sanctions have lifted crude sharply above the $70 pre-war level seen in February. Energy (XLE) led sector performance at +3.42%.

3The US 10-year Treasury yield climbed to 4.32%, and the 10Y-2Y spread widened to +51bp, officially ending the inverted yield curveInverted Yield CurveAn abnormal condition in which short-term rates exceed long-term rates. Every US recession in modern history has been preceded by a yield curve inversion. that had persisted for 27 months — the longest on record. March CPICPI (Consumer Price Index)A key inflation gauge published monthly by the US Bureau of Labor Statistics and a core input into Federal Reserve policy decisions. printed a firm +0.9%, while the Fear & GreedFear & Greed IndexCNN's market sentiment gauge, measured on a 0–100 scale. index remained in "Extreme Fear" territory at 15 — underscoring a tension between optimism and caution.

📊 Sector Performance (April 13 close)
Energy XLE +3.42%
Technology XLK +2.85%
Comm. Services XLC +2.10%
Consumer Disc. XLY +1.68%
Semiconductors SMH +1.55%
Industrials XLI +0.92%
Financials XLF +0.74%
Health Care XLV +0.48%
Materials XLB +0.35%
Real Estate XLRE -0.18%
Consumer Staples XLP -0.42%
Utilities XLU -0.58%
S&P 500 6,886.24 +1.02%
NASDAQ 23,183.74 +1.23%
Dow 48,218.25 +0.63%
Russell 2000 2,472.80 +1.85%
VIXVIX (Volatility Index)Measures the market's expectation of 30-day volatility based on S&P 500 options. Below 20 is calm, 20–30 cautious, above 30 fearful, and above 40 panic. 20.14 -3.82%
US 10Y 4.32% +6bp
USD/JPY 159.28 +0.01%
WTI $104.35 +9.30%
Gold $3,428.50 +0.42%
BTC $72,185 +1.15%
39/100
🟡 Caution
Composite of 8 indicators — Caution Zone (31–50)
As of: April 13, 2026 close | Day-over-day: 36 → 39 (+3pt ↑ modestly worsening)
✅ No key warning signals triggered — VIXVIX (Volatility Index)Measures expected 30-day volatility based on S&P 500 options. 20.14 and SKEWSKEW IndexCBOE measure of tail risk. Readings above 140 are considered elevated. 142 are approaching caution levels but remain below threshold
📊 Show breakdown of 8 indicators (click to expand)
VIXVIX (Volatility Index)Measures expected S&P 500 volatility. Above 20 is cautionary, above 30 signals fear. (fear gauge)
20.14
28
SKEWSKEW IndexCBOE tail-risk indicator derived from demand for out-of-the-money S&P 500 put options. 100 is neutral, above 130 is cautionary, above 140 indicates elevated tail risk. (tail risk)
142
62
Yield CurveYield Curve (10Y-2Y Spread)The 10-year Treasury yield minus the 2-year Treasury yield. Positive readings are normal (long rates exceed short rates); negative readings (inversion) are considered a recession precursor. (10Y-2Y)
+0.51%
15
10-Year Treasury Yield
4.32%
42
EPSEPS (Earnings Per Share)A company's net income divided by shares outstanding — a core profitability metric. "EPS revisions" refers to analyst upward/downward adjustments to forward EPS estimates. Revisions
Modestly Down
70
Fear & GreedFear & Greed IndexCNN's market sentiment gauge (0–100). 0–25 is "Extreme Fear," 25–45 "Fear," 45–55 "Neutral," 55–75 "Greed," 75–100 "Extreme Greed." Often used as a contrarian indicator.
15
60
SPXA50R (Breadth)
45.0%
38
200-Day MA Deviation
+1.2%
32
The indicator set shows a mix of neutral and modestly cautionary readings. The yield curve has normalized for the first time in two and a half years, yet that normalization itself carries historical recession implications. Higher crude and a hotter-than-expected CPI are reviving concerns about a second wave of inflation. The VIX (20.14) and SKEW (142) remain contained, but the Fear & Greed Index sits at 15, deep in "Extreme Fear." A measured approach to new position sizing — with emphasis on diversification and hedging — appears warranted.
TOP STORY
Software developer
Photo: Pexels
TECH

Oracle +12.74% — Software Stocks Rebound from AI Skepticism as Goldman Sachs Shifts Tone

Oracle (ORCL) rose +12.74% on Monday, its largest single-day gain since September, leading a broad rebound in a software sector that has been pressured by AI-disruption concerns. At a customer summit in Texas, the company highlighted the impact of "Opower," its AI platform for utilities, which investors received favorably.

The backdrop was a research note from Goldman Sachs published on Friday. CEO David Solomon commented that "enterprise AI adoption is taking longer than initially expected," a remark that was read as an opportunity to unwind what had been seen as excessive pricing of an AI-disruption narrative. The iShares Expanded Tech-Software ETF gained +4.9% on the day — its largest single-day advance in a year.

Peers followed: Adobe +6.54%, Salesforce +4.72%, ServiceNow +7.30%, with HubSpot and Workday both gaining roughly +7%. However, each remains down double-digits year-to-date, and whether Monday's move represents a genuine turning point or a technical rebound will depend on upcoming Q1 earnings.

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Why it matters: The investor thesis that incumbent SaaS names are the "losers of the AI era" is beginning to soften. This move could mark the opening phase of a valuation re-rating — or it could simply be short covering. This week's TSMC and Netflix results will clarify the true state of AI demand.
🖋️Editorial View
A 5% bounce driven by a single Goldman note suggests the group was meaningfully oversold. That said, overhead supply remains substantial. The next catalysts are ASML (April 15) and TSMC (April 16). If the AI supply chain is not decelerating, software may continue to participate in the recovery.
Oil tanker Photo: Pexels
GEOPOLITICS CNN Business / Bloomberg
WTI Crude Breaks $105, +9.3% — Tanker Traffic Down 90% on Strait of Hormuz Blockade
The US blockade of the Strait of HormuzStrait of HormuzA narrow waterway between Iran and Oman carrying roughly 20% of global seaborne oil trade. — combined with Iranian transit restrictions (a $2 million per vessel toll) — has reduced tanker traffic through the strait by more than 90% versus pre-war levels. Roughly 10 million barrels per day, or about 20% of global crude transport, has been disrupted. On supply concerns, crude futures briefly rose +9.3%.
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Why it matters: A dual-channel impact on energy equities (XLE +3.42%) and on transportation and inflation metrics. The next focus is potential US SPR releases and production responses from Middle Eastern producers.
Container port Photo: Pexels
POLICY CNBC
President Trump Threatens 50% Additional Tariff on China Over Reports of Arms Supplies to Iran
In a Sunday Truth Social post, President Trump stated that "if reports that China is supplying weapons to Iran are confirmed, we will immediately impose an additional 50% tariff." The US effective tariff rate has already risen to roughly 13% in early 2026; further measures would risk amplifying the inflation pressure already visible in March CPICPI (Consumer Price Index)A core inflation gauge and a central input into Federal Reserve policy decisions. (+0.9%).
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Why it matters: A three-way overlay of tariffs, geopolitics, and inflation is unfolding simultaneously. This week's J&J, UnitedHealth, and major bank results will be scrutinized for corporate pricing guidance.
Financial district buildings Photo: Pexels
EARNINGS CNBC / Bloomberg
Goldman Sachs Q1 EPS $17.55 (Consensus $16.47) — Record Equities Trading, but Shares Fall -1.9%
Goldman Sachs reported Q1 net income of $5.6B, up +19% year-over-year, and EPS of $17.55 versus the $16.47 consensus. Equities trading revenue hit a record $5.3B, $420M above the Street. However, fixed income, currencies, and commodities (FICC) revenue fell -13% YoY to $4.0B, while loan loss provisions doubled expectations at $315M. Shares closed -1.9%.
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Why it matters: A classic "sell the news" pattern — a beat met with a share-price decline. This week's JPM, Citi, and BAC results will set the tone for the broader banking sector.
Interest rates and bond chart Photo: Pexels
ECONOMY FRED / Financial Content
US 10-Year Yield at 4.32% — Record-Long 27-Month Inversion Officially Resolved
In Monday's session, the US 10-year Treasury yield briefly reached 4.39% before closing at 4.32%. The spread over the 2-year widened to +51bp, officially ending the inverted yield curveInverted Yield CurveA condition in which short-term rates exceed long-term rates — widely considered a leading indicator of recession. that had persisted since late 2022 — the longest on record. Contributing factors include a strong March CPICPI (Consumer Price Index)A core input into Federal Reserve policy decisions. print of +0.9%, concerns about fiscal expansion under the Trump administration, and renewed inflation expectations from tariffs and higher energy prices.
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Why it matters: Historically, the resolution of an inverted yield curve has often occurred near the "entry point" of a recession. For equities this cuts both ways — effects on rate-sensitive sectors (real estate, utilities) warrant particular attention.
Biotech laboratory Photo: Pexels
EARNINGS CNBC
Allogene Therapeutics +30% — Phase 2 CAR-T Data Shows Improved Tumor Clearance in Lymphoma Patients
Biotech company Allogene Therapeutics (ALLO) surged nearly +30% after disclosing Phase 2 trial data showing improved tumor clearance from its CAR-T cell therapy in lymphoma patients. Within the XLV complex, biotech remains a stock-specific arena.
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Why it matters: Amid a measured earnings season dominated by large-cap defensives, event-driven single-stock opportunities persist. Flows into small-cap biotech also serve as a useful barometer of broader risk appetite.
Cryptocurrency and stablecoins Photo: Pexels
TECH The Motley Fool
Circle +9.2%, Coinbase +2.3% — Continued Inflows into the USDC Ecosystem
USDC stablecoin issuer Circle rose +9.2%, while key distributor Coinbase gained +2.3%. With BTC holding above $72,000, institutional demand for dollar access via stablecoins continues to grow. Progress on US stablecoin legislation (follow-on to the GENIUS Act) provides additional tailwind.
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Why it matters: Within crypto, stablecoins are increasingly functioning as a "dollar complement," and the market is beginning to value them as core infrastructure in the digital asset ecosystem.
ATLAS EDITORIAL

Two Crosscurrents — $100 Oil and a Software Rebound: Which Is the Real Signal?

A market balancing reinflation risk against an unwind of AI-skepticism pricing — this week's earnings will be the test

Monday's session closed higher across all three major indexes, but the composition reflected two opposing forces. On one hand, "crude +9.3% and the 10-year at 4.32%" — a classic reinflation-and-higher-rates combination that typically favors value, financials, and energy. On the other, "software +5%" — a growth rebound that would usually be expected to move inversely to rising long-end yields. This apparent contradiction reflects the short-term dominance of a narrative reset — triggered by Goldman Sachs — that prior AI-disruption concerns had been overweighted.

The key variable now is this week's earnings calendar. AI-related capex guidance from TSMC (April 16) and ASML (April 15); the US economic and financial conditions picture from JPM, Citi, BAC, and GS; and consumer-facing reads from Netflix (April 16), J&J, and UnitedHealth (April 15 onward) — these will determine the durability of the software rebound. TSMC's HBM and AI-chip production guidance is the single most important signal for whether the Oracle rally can be sustained.

Our view: The "reinflation vs. AI-skepticism" tug-of-war is likely to continue near-term. That said, the combination of a yield curveYield Curve Un-InversionThe resolution of a condition in which short-term rates exceed long-term rates. Historically, the resolution itself has often preceded recession. un-inversion, a firm CPI print, and higher oil is consistent with a building recession scenario into the second half of 2026. If this week's results confirm both "AI demand remains intact" and "inflation is transitory," the rebound can continue. If either breaks, a retest of early-April lows cannot be ruled out.

※ This article does not constitute a recommendation to buy or sell any specific security. Investment decisions are the sole responsibility of the reader.

Yield Curve Un-Inversion
Yield Curve Un-Inversion
An inverted yield curve is the opposite of the normal ("positively sloped") condition in which long-term rates exceed short-term rates. In an inversion, short-term rates exceed long-term rates. It is widely regarded as a leading signal of recession, having preceded all seven US recessions in modern history. The current inversion, which began in late 2022, persisted for 27 months — the longest on record.

On April 13, as the 10-year Treasury yield rose to 4.32%, that inversion was officially resolved (un-inversion / disinversion). The curve has returned to its "normal" shape, with 10-year yields above 2-year yields. However, in financial history, recessions have typically arrived 6 to 18 months after an un-inversion — making resolution anything but an all-clear.
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Historical Precedent
In 2000 (pre-dot-com), 2006 (pre-GFC), and 2019 (pre-COVID), recessions arrived within a year of resolution. A considerable body of empirical evidence suggests the un-inversion itself marks "the beginning of the end."
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Mechanism
Short-term rates reflect fed funds expectations; long-term rates reflect inflation and growth expectations. The implications differ depending on whether resolution is "short-end led" (rate-cut expectations) or "long-end led" (inflation concerns). The current case is the latter, driven largely by the CPI +0.9% inflation surprise.
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Investment Impact
Negative for long-duration bonds (TLT) and real estate REITs (XLRE). Positive for financials (XLF) via wider net interest margins. The setup produces diverging outcomes between cyclicals (banks, industrials) and rate-sensitive sectors (utilities, real estate).
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Trader View
Equities often rebound in the immediate aftermath of resolution, but historically a full recession has followed 6–12 months later. Calendar spreads (short the front end, long the back end) and long-financials have been classic playbook expressions.
💡 Relevance Today Goldman Sachs also raised its rate forecasts in the fall of 2025. A "rate-hike resumption" option may be discussed at the May FOMC meeting, making the un-inversion a central topic in asset allocation debates over the coming months. A long-end-led resolution pressures equity valuations — particularly forward P/Es in high-growth — while providing a tailwind for financials.
📖 More in the glossary →
4/15Wed
21:30 ET 🇺🇸 HIGH
PPIPPI (Producer Price Index)A producer-level inflation gauge published by the US Bureau of Labor Statistics, often viewed as leading CPI. (March)
Prior: +0.4% MoM / Consensus: +0.3% / Early read on tariff and oil pass-through
🇺🇸 POSTPONE
Retail Sales (rescheduled to April 21)
Delayed government data release — consumer momentum read postponed
4/16Thu
21:30 ET 🇺🇸 MID
Initial Jobless Claims
Prior: 225K / Consensus: 230K
23:00 ET 🇺🇸 MID
NAHB Housing Market Index (April)
Prior: 47 / Consensus: 48
4/17Fri
21:30 ET 🇺🇸 MID
Housing Starts (March)
Prior: 1.52M / Consensus: 1.48M
4/18Sat
08:30 JST 🇯🇵 HIGH
Japan CPI (March)
Prior: 2.8% YoY / Consensus: 2.9% / Implications for BOJ policy
📅 Key Earnings This Week
JNJ AMC
Johnson & Johnson
Health Care
Apr 15 Tue · AMC EPS $2.70
Pharma growth in focus
ASML BMO
ASML Holding
Semiconductor Equipment
Apr 15 Tue · BMO EPS €6.12
EUV orders and China revenue mix
UNH AMC
UnitedHealth Group
Health Care
Apr 15 Tue · AMC EPS $7.28
Degree of MCR improvement
NFLX AMC
Netflix
Entertainment
Apr 16 Wed · AMC EPS $0.76 / Revenue $12.18B
Ad-tier ARPU and subscriber trends
TSM BMO
TSMC
Semiconductors
Apr 16 Wed · BMO Revenue target $35.6B
HBM and AI-chip production plans
ABT BMO
Abbott Laboratories
Medical Devices
Apr 16 Wed · BMO EPS $1.06
Recovery in medical device demand

This briefing is based on information collected and summarized by AI. We make no guarantee regarding accuracy or completeness. This article is for informational purposes only and does not constitute investment advice. Please conduct your own research before making investment decisions.